HSA

A Health Savings Account is a personal savings account that you own. To be eligible, you must be enrolled in an HSA Plan, also known as a High Deductible Health Plan (HDHP). Contributions are made on a pre-tax basis through payroll deductions. The money from your HSA can only be used for eligible expenses, which include a wide range of medical, dental, and vision services. For a detailed list, review the IRS Publication 502.

Individual 2026 Limit: $4,400
Family 2026 Limit: $8,750
Catch-up Contribution for ages 55+ 2026 Limit: $1,000

Additionally, if you enroll in one of the HSA (HDHP) plans, ACS will contribute $40 per month to your Health Savings Account.