Life and AD&D Benefits
Basic Group Life and Accidental Death and Dismemberment (AD&D) coverage is a 100% employer-paid benefit, provided at no cost to you. The basic life benefit will be paid to your beneficiaries in the event of your death. The AD&D benefit will be paid in the event of an injury resulting from a covered accident.
Benefit Amount: $50,000
When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available for purchase for you, your spouse and your dependent children. Employees must first elect coverage for themselves in order to purchase spouse or child coverage.
Voluntary Life and AD&D Amount |
Guaranteed Issue |
|
|---|---|---|
Employee |
$10,000 increments up to $300,000, not to exceed 3 times your annual salary |
$80,000 |
Spouse |
$5,000 increments up to $150,000, not to exceed 50% of the employee coverage amount |
$10,000 |
Child(ren) |
6 months – 26 years: $2,500 increments up to $10,000 |
$10,000 |