Disability Benefits
Long-Term Disability insurance protects your ability to earn a paycheck. It pays you a percentage of your salary if you are ever unable to work for a long period of time (months or even years). Common long-term disability claims include musculoskeletal disorders, cancer or serious illness, and mental health issues.
ACS pays 100% of the cost of this benefit.
Long-Term Disability |
|
|---|---|
Benefit Amount |
60% of Monthly Earnings |
Maximum Benefit Amount |
$6,000 Per Month |
Waiting Period |
90 Days |
Benefit Duration |
Up to Age 65 or Social Security Normal Retirement Age |
Voluntary Short-Term Disability insurance is “paycheck” protection that pays you a percentage of your salary if you are ever temporarily disabled for a short period of time. Common short-term disability claims include injury, pregnancy, and minor surgeries.
Short-Term Disability |
|
|---|---|
Benefit Amount |
60% of Weekly Earnings |
Maximum Benefit Amount |
$500 Per Week |
Waiting Period |
0 Days For Accident; 7 Days For Sickness |
Benefit Duration |
Up to 13 Weeks |